Welcome to Ciré ("we," "our," or "us"). By accessing or using the Ciré application and services, you agree to be bound by these Terms and Conditions ("Terms"). Please read these Terms carefully before using our services.
2. SERVICES DESCRIPTION
Ciré is a financial management application that provides:
Smart bill management services
Credit-building solutions
AI-powered financial habit development
Notification management systems
Personal financial coaching through AI technology
3. ELIGIBILITY
To use Ciré, you must:
Be at least 18 years old
Be a legal resident of the United States
Have the capacity to enter into a legally binding agreement
Maintain valid and accurate personal and financial information
4. ACCOUNT REGISTRATION
Valid email address
Personal identification information
Banking information for bill payment services
Maintaining the confidentiality of your account
All activities that occur under your account
Immediately notifying us of any unauthorized use
5. PAYMENT TERMS
Subscription fees will be clearly disclosed before purchase
Promotional rates (such as DEAL20) are subject to specific terms
All fees are in USD and subject to change with notice
Secure payment processing through authorized partners
Automatic billing for subscription services
Refund policies as per applicable laws
6. PRIVACY AND DATA PROTECTION
Personal identification information
Financial information
Usage data
Transaction history
Implementation of industry-standard security measures
Regular security audits and updates
Prompt notification of any security breaches
7. USER RESPONSIBILITIES
Users agree to:
Provide accurate information
Maintain secure account credentials
Use the service for lawful purposes
Not engage in unauthorized access or use
Report suspicious activities
8. SERVICE LIMITATIONS
Services may be temporarily unavailable for maintenance
Access may be restricted based on geographic location
Features may vary based on subscription level
Some features may rely on third-party services
We are not responsible for third-party service interruptions
9. INTELLECTUAL PROPERTY
Copyright laws
Trademark laws
Other intellectual property rights
Copy, modify, or distribute our content
Reverse engineer the application
Remove any proprietary notices
10. TERMINATION
We reserve the right to:
Suspend or terminate accounts for violations
Modify or discontinue services with notice
Retain or delete user data per privacy policy
11. DISCLAIMER OF WARRANTIES
Services are provided "as is" without warranties of:
Merchantability
Fitness for a particular purpose
Non-infringement
12. LIMITATION OF LIABILITY
Ciré's liability shall be limited to:
The amount paid for services in the past 12 months
Direct damages only
Excluding consequential or indirect damages
13. DISPUTE RESOLUTION
Initial informal negotiation
Mediation if necessary
Binding arbitration as a last resort
These Terms are governed by United States law
Jurisdiction in the user's state of residence
14. MODIFICATIONS TO TERMS
We reserve the right to modify these Terms:
With reasonable notice to users
Changes effective upon posting
Continued use constitutes acceptance
15. CONTACT INFORMATION
For questions about these Terms, contact:
info@qeala.com
16. SEVERABILITY
If any provision of these Terms is found invalid:
The remaining provisions remain in effect
Invalid provisions shall be replaced with valid ones
By using Ciré, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
